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NHIS, a burden on health providers?
By Awudu Salami Sule, Ghanadot


Accra, July 27, Ghanadot - Health is the state of complete physical, mental and social well-being as well as the absence of disease and infirmity.


It was therefore not strange when Ghanaians embraced the National Health Insurance Scheme (NHIS) after its introduction some years ago to enjoy affordable health care in the country.


Before the introduction of NHIS, Ghanaians were paying for high fees at the various hospitals and it is therefore seen by Ghanaians as saviour.


However, the billows of smoke that is emanating from the camp of the NHIS show that all is not well with the administration of the scheme.


Thus, some hospitals in the country have threatened to stop implementing the NHIS and go back to the cash and carry system in order to ensure smooth running of their hospitals.


The hospitals complained that authorities of NHIS had reneged on its promise of paying claims to them and it is indebted to them in billions of new Ghana cedis.


An example is the Tamale Teaching Hospital in the Northern Region. According to the Director of administration of the hospital, Mr K.K Boakye, the Tamale Mutaul Health Insurance Scheme owes it about GHC 1.4 million.


This he said had put pressure on the hospital, which condition had been described as a death trap.


He revealed that of the indebtedness, the authorities of the hospital had found it difficult to difficult to get supplies of certain basic drugs and equipments for the hospital's smooth operations.


Another case in point is that of the Asamankese government hospital in the Eastern Region.


The administrator of the hospital Mr Kwame Ampadu told media men last week that the hospital was on the verge of collapsing and it was as a result of the failure by the Asamankese Mutual Health Scheme to pay claims to them.


According to the hospital administrator, the Asamankese Mutual Health Insurance Scheme owed the hospital to the tune of GHC 460,000 and has not released any money to them since January this year.


"Since January this year to date we have not been reimbursed and there are no logistics to cater for a patients", Nana Ampadu revealed.


Government hospitals in Kade also in the Eastern Region and Agogo in the Ashanti Region have all threatened to go back to the cash and carry system after claiming that the NHIS has disappointed them.


Many more hospitals across the country have also come out to expressed their worry over the work of the National Health Insurance Scheme in reimbursement and have all threatened to go back to the cash and carry system.


What is therefore wrong with the NHIS is the question posed to the newly appointed Chief Executive Officer of the scheme, Mr Sylvester Mensah in an interview.


He identified the problem of the scheme as that of corruption which he said some managers are involved in.


He revealed that some of the managers of the scheme at the various districts used the money available to them to enrich themselves rather than paying the claims of the beneficiary hospital.


This he said was due to the improper account being taken by the scheme managers and which has given some of them the opportunity to milk the scheme dry.


His outfit he said has identify some of these corrupt managers and has set up full scale investigations into their activities, though he failed to mention any of the scheme manager's name.


Mr Mensah indicated that, the government is planning to centralised the activities of the scheme so that it could control its finances and put an end to the difficulties encountered by hospitals in accessing their reimbursement.


"This will also help the government to make reality the promise it made to Ghanaians for the one time premium of the health insurance scheme", he added.

 

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